PRIVACY POLICY – LEND REAL ESTATE SA

1. Introduction

Lend Real Estate ("we", "us", or "our") operates the website lend.xyz (the "Website").

We are committed to protecting your privacy and handling your personal data in a transparent and secure manner, in accordance with the General Data Protection Regulation (GDPR) .

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Website and services.

2. Data Controller

Lend Real Estate

Legal form: Société Anonyme (SA)

Registered address: 66 avenue des Champs-Élysées, 75008 Paris, France

Company number: 994 175 164 R.C.S. Paris

Email (privacy contact): hello+privacy@lend.xyz

Lend Real Estate is the data controller responsible for your personal data.

3. Scope

This Privacy Policy applies to users worldwide who access or use the Website and related services.

4. Personal Data We Collect

We may collect the following categories of personal data:

4.1 Data you provide directly

• First name and last name
• Email address
• Postal address
• Wallet address
• Information provided through registration forms

4.2 Data collected automatically

• IP address
• Browser type and version
• Device information
• Log data and usage data
• Cookies and similar technologies

4.3 Web3 and blockchain-related data

• Public wallet addresses
• On-chain transaction data linked to wallet addresses

5. Cookies

We use cookies to ensure the proper functioning of the Website and to analyze usage.

Cookies may include:

• Essential cookies (required for core functionality)
• Analytics cookies

A cookie consent banner is displayed on the Website, allowing you to manage your preferences.

6. Purposes of Processing

We process personal data for the following purposes:

• Creating and managing user accounts
• Providing access to our services
• Communicating with users
• Ensuring Website security and performance
• Analytics and service improvement
• Compliance with legal and regulatory obligations

7. Legal Basis for Processing

We process personal data based on:

• Your consent
• The performance of a contract
• Compliance with legal obligations
• Our legitimate interests, where applicable

8. Third-Party Services and Data Sharing

We may share data with trusted third-party service providers, including:

• Analytics providers
• Email communication services
• Hosting and infrastructure providers
• Database and cloud service providers
• Web3 infrastructure providers

These providers process data only on our instructions and in compliance with GDPR.

We do not sell your personal data.

9. Payments

Off-chain payments may be processed through third-party payment providers. We do not store full payment details on our servers.

10. Web3 and Blockchain Disclaimer

Blockchain transactions and wallet addresses are public by nature and may be permanently recorded on a blockchain.

Please note:

• On-chain data cannot be modified or deleted
• We do not control blockchain networks
• Data recorded on-chain remains publicly accessible

Users acknowledge and accept these characteristics when using Web3 features of the Website.

11. Data Retention

We retain personal data until the user deletes their account , unless a longer retention period is required by law.

12. User Rights

Under GDPR, you have the right to:

• Access your personal data
• Rectify inaccurate data
• Request erasure of your data
• Restrict or object to processing
• Request data portability

You can exercise these rights:

• Directly through your user account interface
• By contacting us at hello+privacy@lend.xyz

13. Account Deletion

Users can delete their account directly via the Website interface. Upon deletion, personal data will be removed, except where retention is required by law.

14. Data Security

We implement appropriate technical and organizational measures to protect personal data against unauthorized access, loss, or misuse.

15. International Data Transfers

Some service providers may be located outside the European Union. In such cases, appropriate safeguards are implemented in accordance with GDPR.

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

17. Contact

For any questions regarding this Privacy Policy or your personal data, please contact:

hello+privacy@lend.xyz